Commercial Truck / Vehicle Fleets

Overview

Most states require business owners to purchase liability insurance for bodily injury and property damage that may result from a vehicle accident occurring while you or someone from your organization is driving on business. Many states also require the insured to have uninsured/underinsured motorists' coverage and/or medical payments coverage (known as Personal Injury Protection (PIP) in some states). Physical damage coverage is also available for vehicles a business owns, leases or hires.

The Business Auto Coverage Form (BACF) is the most commonly used contract for providing business auto liability insurance. Although the form refers only to "autos," autos are defined to include cars, trucks, trailers, vans or other vehicles designed for use on public roads.

Each vehicle you use in your business can be separately "scheduled," or listed on your policy along with corresponding coverages. In other words, you can choose different coverages, for your various vehicles, depending on the vehicle's characteristics and the coverage you need for it.

Classes	We have markets for most classes of business including many of the hard to place Truck classifications
What is Required / Forms	Acord applications and any  company specific application that may be required 5 year hard copy company loss runs dated within 60 days of the expiration date IFTA mileage reports for 12 months Complete driver list showing name, date of birth, driver license number, date of hire and years experience as a commercial driver MVRs on each driver Complete vehicle list showing year, make, model, gross vehicle weight, radius of operation and stated amount Complete list of UN numbers for each hazardous material commodity transported Financial statements
Direction for Submissions	Suggested minimum lead-time on submissions is at least 30 working days prior to effective date Step 1: Print the ACORD form. Step 2: Complete the ACORD form. Step 3: Fax the completed signed ACORD form to 866-884-4796 or scan and email the form to info@firstchoiceii.com.
Insurance Company Rating	All Companies are “A” Rated
Territory	All States
Coverage	Auto/ Truckers Liability Auto/ Truckers Physical Damage Motor Truck Cargo Contingent Auto Liability Excess / Umbrella (for certain classifications)
Deductibles	Deductible options from $1,000 & up are available
Marketing Material
Premium Financing	Yes
Notes